Here Are Two Ways You Can Get Your Stimulus Money Faster (If You Fall In The Right Category)

Thanks to the Democrats stalling the Coronavirus stimulus bill due to wasteful pork, stimulus checks for the American people are going out much later than they should be. Despite this delay, Secretary Mnuchin said that payments should be going out any day now.

However, there are some caveats that could seriously delay the money hitting your account.


First of all, here's who qualifies for the stimulus checks:

1. Tax filers with adjusted gross income up to $75,000 for individuals and up to $150,000 for married couples filing joint returns will receive the full payment, according to the IRS. 

2. Eligible retirees and recipients of Social Security, Railroad Retirement, disability or veterans’ benefits as well as taxpayers who do not make enough money to normally have to file a tax return will also receive a payment. This also includes those who have no income, as well as those whose income comes entirely from certain benefit programs, such as Supplemental Security Income benefits.

Here's the next important determining factor in how fast you will get your stimulus check:

Are you signed up for direct deposit with the IRS?

Example: Do you receive your tax returns via check or direct deposit? If you get tax returns via direct deposit...GREAT! Nothing else needs to be done and your stimulus money should hit your bank account shortly.

According to the Washington Post, up to 70 million people who have given the IRS their bank information to receive prior tax refunds will see the money in their bank account by April 15.

However, if you receive paper checks from the IRS, that means they will send your stimulus check through the mail, which will delay the process by several weeks.

If you fall in this category, there are really only two options you can take from here.


If you HAVE NOT yet filed your 2019 tax returns and you're not set up with direct despot, consider using an online service like TurboTax to get it done quickly.

Check out this snippet of helpful information from the TurboTax website:

For tax filers who have not yet filed a 2019 tax return, TurboTax recommends that they file their 2019 tax return now to get their tax refund and stimulus check quickly. This will ensure that the IRS has the most current tax filing and direct deposit information, which they will use to determine individual stimulus check amounts. 

Having said that, if you have not filed your 2019 taxes yet, this is one step to take to get your stimulus money faster!

Go to the TurboTax website here


If you are one of the 10 million Americans who are not required to file a tax return, there is a free online tool that can help you get your check faster.

TurboTax has created a free "stimulus registration" page where low-income Americans can submit their direct-deposit information or mailing address to receive their stimulus payment. 

Who should use it: People with income below the standard deduction amounts for 2019, which are $12,200 for single filers, $18,350 for heads of household, and $24,400 for joint filers.

Go to the "Stimulus Registration" page here

What if I've already filed my 2019 taxes, I'm not low income and am not signed up with direct deposit?

This is where things get tricky. From everything I've read, the only thing you can do is wait.

On it's FAQ page, the IRS says they are developing a "web-based portal" to collect direct-deposit information from Americans who qualify for payments, but it hasn't released any further details

Until the IRS portal is up and running, you can expect to receive your stimulus payment as a paper check.

According to Forbes, here's how the paper checks will be distributed:

The plan is to send paper stimulus checks to taxpayers with the lowest adjusted gross income first. Therefore, taxpayers who earned less than $10,000 will receive a paper check first.

For more information, go to the IRS FAQ page.

I hope this information was helpful and that it gave you a clear path forward depending on your situation.